Can I change the locks? Technically, yes. Can my partner force entry? Technically, yes. Something to be aware of is that, if you and your husband or wife own the family home in joint names, they are not committing any crime by gaining entry to the family home. If you can no longer tolerate living with each other, it’s much better for you to agree temporary living arrangements that do not cause hostility.

If you don’t own the property jointly but you have registered a ‘homes right’ against a property you live in which is owned by your spouse, then the same response applied. You can change the locks, and the owning spouse can also gain entry to the property.

No. There is no right to self-help under family law in England & Wales. If you take a document belonging to your husband or wife spouse without their knowledge or consent, this is known as “self-help”. The court does not condone self-help to a spouse’s confidential information even where it is feared that a spouse will not provide full and frank disclosure.

Self-help takes place when a person without consent, obtains information or documentation that the other person did not give them access to. Confidential communications concerned with your spouse’s private life, including their personal finances and business dealings, are likely to be confidential. This could be if you read your spouse’s diary, open their letters or intercept their emails.

It follows that it is illegal for a party to examine, make, retain, or supply copies of confidential documentation to their solicitor where the contents of such documentation are considered to be confidential to their spouse.

If your spouse has always permitted you to look at their private communications during the relationship, you should expect this to change when your relationship breaks down. As such, you shouldn’t look at any private communications after the relationship has broken down without express permission to do so.

Yes. Without doing so, neither your solicitors nor the courts will be able to assess fair settlement terms. You and your spouse have a duty to disclose all of your assets in a manner that is full, frank and transparent. Your duty of full and frank disclosure is a duty owed to the court. You and your husband or wife will regularly be asked to sign statements of truth i.e. statements whereby you are telling your solicitors, your spouse and the court that all of the information you have included in a document or statement is true. Even if a financial remedy order isn’t imposed on you and you and your spouse agree settlement terms amicably, you will still have to complete a Statement of Information in which you are asked to confirm the full extent of your income and capital resources. You must sign this to prove that you have disclosed a full picture of your financial position. There are severe consequences for a person whose disclosure is found to be false:

1. a financial order may be set aside;
2. proceedings maybe be brought against you for contempt of court, which could lead to a term of imprisonment or to a fine;
3. you may be penalised on costs meaning that you would be ordered to pay some of your husband or wife’s legal costs for financial matters;
4. if you are deliberately untruthful in your disclosure, criminal proceedings may be brought against you under the Fraud Act 2006.

Maybe. It will depend entirely on your circumstances and whether there would be enough money to meet both of your needs if you didn’t sell.

Sometimes a couple live in a property that is much bigger than they really need. When they split up the court may want the house to be sold so that each can afford to live in a smaller property. This is very fact dependant, and it is a good idea to factor in the costs of buying and selling to see whether this is an affordable option.

Honesty and compromise. Often the fairest financial settlements don’t leave either party feeling particularly over the moon. Listen to the experts. If you don’t want to follow their advice and simply want to agree “x” with your spouse, then you can still do so, the solicitor may just ask you to sign a disclaimer to acknowledge that they have advised you that what you are accepting might not be in your best interests. You may have considered the pros and cons and decided to cut your losses to make things go away. That’s your prerogative, but it’s much easier to be confident of your decision after speaking with a specialist family lawyer.

Do some digging. A good starting place is the court document known as the Form E (Financial Statement). The Form E asks you for various pieces of information with documentary evidence in support. It will alert you to the information needed, for example, equity in any properties in your name, savings and pensions. Look through your bank statements as a reminder of your capital, liabilities, income and outgoings.

Even if you don’t have many or any assets to split at present, it is important to still seek to resolve financial matters by way of a clean break order. This prevents you having to look over your shoulder in case your former spouse seeks a financial order from you further down the line if you acquire assets after your marriage. Divorce in and of itself does not dismiss your ex’s financial claims until a final financial remedy order is made.

“Fairly”.

If you are married or in a Civil Partnership then you and your spouse have legal rights, duties and responsibilities in respect of one another. The process that determines the way in which your property and other financial assets are divided is known as financial remedy. It is a separate process to that of divorce.

Although you won’t always have to go to court and a lot of cases settle outside of a court environment, it’s important to reference what a court would do because ultimately, if you can’t agree, that’s where you’re both headed. A court would aim to achieve a fair split of the assets. Fairness in light of all of the circumstances of the case giving first consideration to the welfare of any children.

Pensions are a complex area of family law. Pensions are tax efficient investment vehicles designed to produce income and maybe some capital, during your retirement. Sometimes, the valuations you are given in respect of your pension are poor reflections of the benefits that your pensions scheme will actually provide you. Pensions can be the biggest asset after the family home. It’s therefore very important that you and your spouse seek independent financial advice from a specialist pension on divorce expert who is experienced in this area to give you advice.

Broadly speaking there are a few ways in which the court would deal with your pension(s):

1. Pension sharing – a way for one of you to share a percentage of your pension with your former spouse, this order can’t be varied if circumstances change at a later date;
2. Pensions offsetting – a way to offset the value of the pension against other assets. It’s important to note that £1 in a pension fund is not with £1 in cash (savings or property). There is no widely accepted way of calculating what would a fair sum to take instead of sharing in your husband of wife’s pension would be;
3. Pension attachment (rare) – another way of taking an interest in your spouse’s pension. Pension attachment means that you would become entitled to a proportion of your former spouse’s pension income or capital without having any influence over when and how they take their pension benefits. It also means that there would be no clean break between you and your husband. Most people find that pension attachment offers little certainty as the order can be varied if circumstances change.

Things will inevitably become more expensive and sometimes more acrimonious, but this can sometimes be the only way certain couple’s can resolve matters. Remember you can continue negotiating and trying to reach a settlement during contested proceedings but you have the safety net of knowing that there will be an end date to your back and forth when the court will make a final financial remedy order that they consider to be fair in light of all of the circumstances of your case.

The court timetable will usually look something like this:

1. Filing of a financial application using a Form A;
2. Exchange of Financial Disclosure using Forms E;
3. Ability to raise questions of your husband of wife’s disclosure using Questionnaires;
4. A First Directions Appointment (“FDA”);
5. A Financial Dispute Resolution Hearing (“FDR”);
6. A Final Hearing.

That’s tricky. If you haven’t already, you could try mediation, collaborative law or arbitration. Be honest with yourself as to why you don’t think negotiations are getting anywhere. Is your spouse being obstructive? Are you being difficult? Are either of you not ready to move on? Could you use counselling? Is there a particular asset that either you or your spouse don’t want to let go of despite it being fair to do so? Do you need legal advice or representation? Do you need to issue formal proceedings to be taken seriously?